Terms of use
Plain-language terms for using Cost Of Quitting.com. By using this site you agree to them.
1. What this site is
Cost Of Quitting.com (the "site") is a free, informational calculator and set of reference notes about the after-tax cost of repaying a signing or retention bonus — covering proration, the same-year-vs-cross-year gross/net rule, and the IRC §1341 claim-of-right recovery. It is operated by Red Goggles LLC ("we," "us"). By accessing or using the site you agree to these terms; if you don't agree, please don't use the site.
2. Not professional advice
The site provides general information and estimates for educational purposes only. It is not tax, legal, financial, or accounting advice, and using it does not create any professional or advisory relationship. It computes the tax cost of a repayment you've decided to make or been told to make; it does not opine on whether your clawback is enforceable. Estimates are not determinations or guarantees of any amount you'll owe or recover. Always confirm your specific situation with a CPA or an employment attorney. See our full disclaimer.
3. Accuracy and "as is"
We describe the general shape of the federal law and take accuracy seriously, but the underlying rules, dollar thresholds, and state clawback statutes change and can contain errors, and the result depends entirely on the figures you enter. The site is provided "as is" and "as available," without warranties of any kind, express or implied, including accuracy, completeness, fitness for a particular purpose, or non-infringement. We don't warrant that the site will be uninterrupted or error-free.
4. Limitation of liability
To the fullest extent permitted by law, Red Goggles LLC will not be liable for any indirect, incidental, consequential, or special damages, or for any decision you make based on the site or its estimates. Your sole remedy if you're dissatisfied is to stop using the site.
5. Your inputs and privacy
The calculator runs entirely in your browser; we don't collect the bonus amount, dates, proration terms, or marginal rate you enter. Your use of the site is also governed by our privacy statement.
6. Intellectual property
The site's text, design, and code are owned by Red Goggles LLC or used under license. You may read, share links to, and quote reasonable excerpts with attribution. You may not copy the site wholesale, or scrape or republish it as your own.
7. Third-party links and advertising
The site links to third-party resources (such as government and legal-reference sites and sibling calculators) and is supported by display advertising. We don't control third-party sites or ads and aren't responsible for their content, accuracy, or practices.
8. Changes
We may update the site and these terms from time to time. Continued use after a change means you accept the updated terms.
9. Contact
Questions about these terms? Email [email protected] or use our contact page.
Last updated: June 8, 2026